body {
    padding: 0px;
    margin: 0px;
    font-family: Helvetica, sans-serif, Tahoma, Verdana;

}
#header {
    margin: auto;
    background:url('images/logo.png');
    background-repeat: no-repeat;
    background-position: bottom;
    width: 672px;
    height: 99px;
    padding-top: 80px;
    margin-bottom: 55px;
}

.acc {
    display: block;
    margin: auto;
    width: 672px;
    
}

.divider1 {
    border-top:5px solid #44566e;
}

.acc h3:link, .acc h3:visited, .acc h3:active, .acc h3 {
   background-color: #C3D9FF;
    height: 38px;
    font-family: Tahoma;
    text-decoration: none;
    color: #000000;
    padding-left: 50px;
    border-bottom: 5px solid #597190;
    margin: 0px;
}

.acc h3:hover {
    border-bottom: 5px solid #4096EE;
}

.acc h3:active, .active {
    border-bottom: 5px solid #000000;    
}

.acc p {
    font-size: 14px;
    padding: 25px;
    width: 622px;
    margin: auto;
    display: none;
    border-bottom: 5px solid #597190;
    line-height: 1.5em;
}

a:link, a:visited, a:active {
    color: #356aa0;
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

#footer {
    width: 672px;
    margin:auto;
    text-align: center;
    font-size: 11px;
    margin-top: 50px;
    color: #888888;
}